FlowPay - Mobile Onboarding Flow

I really like the idea of keeping FlowPay onboarding lightweight; the 3D icons work well, and the app value is clearly communicated.

That said, I’m wondering if there’s a tension between the goal of “minimal onboarding” and having three separate screens explaining key features. Even with a skip option, this might still feel like a lot of upfront information, especially for users who just want to start tracking quickly.

I also think the permission context is a strong and important moment, especially for a finance app. But if we offer a “Not now” option there, I’m curious about the intended next step. Can users still meaningfully use the app without connecting expenses? If yes, what does that experience look like? If not, what’s the risk of deferring that permission?

It would be great to see how onboarding connects to the next steps: permissions, sign-up, and the technical constraints behind them, to better understand the full user journey after onboarding ends.